When I got into Kaplin University I was so excited. The Financial adviser misled me. He told me the only fee I had to pay was a one time tuition payment of $189. He failed to tell me I was expected to pay $182 per month. I was led to believe my grant and college loans covered everything.

It has been 2 weeks of school. I got a call last night saying I owe Kaplin $410 dollars. Even if I misunderstood and have to pay $182 per month and I have only been in school 2 weeks. Plus I made a $79 down payment. Where does the other $228 come from? Edit in- I just looked at the fine print of their contract. They charge a large fee per credit hour. I signed the contract over the phone electronically and didn't see that part. So the moral of that story is never sign a contract over the phone.

I live on Social Security for disability right now and do not qualify for the jobs I use to do because of my disabilities. This is why I decided to go to school. That way I could get a job that doesn't require constant standing, lifting and bending. I can't afford to pay those tuition fees. So I am stuck between a rock and a hard place trying to decide what to do. I have read complaints from other people who feel like they were mislead by Kaplin University. So I am not the only person this has happened to. I feel so stupid right now.

Plus I have been worrying about my daughter. Her 17th birthday is this month and I wish I could make it special for her but she has shut me out of her life. How do you make someone know you love them if they won't believe you or accept it? All I can do is work on myself and try to improve who I am and hope some day she lets me back into her life.

If I could give my daughter advise I would tell her to Never let anyone or anything steal her joy away. Don't let the past steal your joy. Don't let the hurdles in life steal your joy and if she has no joy left to find something to put joy back into her heart.

I take these hurdles life has thrown in my path and view them as puzzles in life I need to solve in order to become a stronger person. What can I do to solve this latest problem? Sitting around and sulking won't solve anything. Worrying about money won't solve anything. So what I need to do is seek advice, ask questions and change over to a different college if I need to.

Edit in- After asking questions and seeking advice I found out from my homemaker, whom attends college herself, that I have taken out a minimum loan for school, and that I need to apply through the school for a self-loan to cover all the costs for school and tuition. It is what she had to do, so she explained the process to me. By not despairing and giving up I found there is a light at the end of the tunnel.




edit in- I found out my pell grant had been denied due to a mistake on my Fafsa application. I corrected the application. Hopefully that solves the problem. So I did my research and found my solutions. Pats self on back.

The ex paid a huge chunk of child support. This means we actually get to have fun this Christmas lol. I bought my son an ipod Nano. He sat around filming my friends and I deforming our faces and contorting our shapes. I told him I look ugly enough without his video contortions.

Both my son and I are doing virtual school this year. His new computer and school books were delivered today. It felt like Christmas watching him unpack everything.

School keeps me busy. I am amazed at how much I forgot. It is good to be exercising my brain.

Old friends stopped in for the weekend. They were people who have known me since I was 17-years old. It was the first time I'd seen them in a year. It was fun seeing them and hearing how all our old friends were doing.

So far I have attended 3 seminars with my school. The Creative writing teacher seems inspirational. I really like that class. The reading class is dull. I had trouble reading my way through the first quiz because the subject matter was putting me to sleep. I read a lot at home but this class takes all the fun out of reading.

I only have two classes at a time and only need to work on it 3 days a week 8 hours a week. I can handle that. The classes are between 7 and 10 at night. Since I am normally a night owl that fits in with my schedule. Although for some odd reason I have been sleeping at night lately and awake at 6:30 am each morning.

I ended up cooking a feast today to welcome my son home. I hadn't had meat in weeks. When I live alone I am vegetarian but when my kids are around I eat meat with them because it's cheaper than cooking two types of meals. I am not vegetarian for any real reason other than I just don't like the taste of meat much but I am very good at cooking and spicing it.

I am in the US but no, I am not feasting or hanging out with family. My ex husband is having the family feast and I am enjoying my solitude. I had a veggie spinach pie and salad for dinner. I am going to sit back and play WOW while listening to some audio books a friend gave me.

I got with my ex a couple of days before Thanksgiving. He and I never remembered our wedding anniversary because we got married way after we had kids and 6 years into our relationship. But we always remembered our Thanksgiving anniversary. Even now while he is in another relationship he still called me on our anniversary but neither of us reminded the other what day it was we didn't have to. We are still good friends but no it doesn't grieve me that we aren't together. I am happy for him that he found someone who loves him because I fell out of love the last few years of our marriage.

I think the only Holiday I really truly like is Halloween except for the candy.

Edit in:

My nosey neighbors noticed I was alone and brought me a plate of food. Some people would not like having nosey neighbors who notice everyone coming and going from their house but in a strange way their nosiness Makes me feel safe. The neighbors on both sides of my house and the ones across the street all for some reason like to keep an eye on me. I don't get to close to them because I try not to get dragged into their feuds because on my side of the street the neighbors do not get along with the neighbors across the street. The ones across the street brought me food. All of my neighbors found reasons to knock on my door and check in on me today.

A year ago my house was bustling with children and teens. Now it is the quietist house on the block because my teens aren't living here and my nephews moved out west. This is why it is my time to study and go to school.